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Have you ever noticed how actresses about to receive a necklace on screen are always bare-necked before their suitor rocks up with a jewellery gift? If you, too, know that naked feeling when you’re in your hotel room, getting ready for a fabulous night out – get your partner to channel Richard Gere in Pretty Woman (not Chicago, heaven forbid), and rent you some high-class carat. Make your virtual jewellery box: their charges for the loan of a gem or two are a snip of what you’d pay to own them. We reveal what to wear where. Just don’t get too attached – they have to go back…

Red Carpet EarringsMaison 140What? Red Carpet Diamond Chandelier Earrings. Sixteen beautiful and soft rose cut diamonds are surrounded with 410 round brilliant cut diamonds, set in 18-carat white gold – sophistication that wouldn’t look out of place in Red Carpet Central, aka, Los Angeles.
Worth? £16,100
And by the week? £525
Wear them at: Maison 140, LA. The Stateside former residence of silent-movie beauty Lillian Gish has all the swank of a Hollywood film set: Far East meets West Coast as bold Oriental prints preside over vintage French furniture and deco pieces put together with a Modernist’s eye.

Oberoi, MauritiusWhat? Kaleidoscope Bangle. This rainbow-bright diamond and gemstone bangle features topaz, tourmaline and citrine set in 18-carat yellow Kaleidoscope Banglegold – its colourful, undulating design brings to mind seaside and bougainvillea-bold shades (even if it is October).
Worth? £10,925
And by the week? £730
Wear it at: The Oberoi, Mauritius. Glamour-on-sea perches on the shores of this luxurious Indian Ocean island overlooking Turtle Bay. Don’t let the thatched roof fool you, the resort’s restaurant – an open-sided pavilion – warrants elegant evening attire. Mr Smith can admire your wristwear while you feed him morsels of classic European, Asian and local Creole cuisine.

South Sea NeckletMollies, AucklandWhat? South Sea Pearl Necklet. Diamond spacers show off delicate strands of pearls, descending to a huge South Sea pendant of a pearl. This is perfect bridal material, but why save it for matrimony?
Worth? £3,620
And by the week?
Wear it at: Mollies, Auckland. This hip harbourside haunt amid the bars and restaurants of Ponsonby is a store of vintage details, classic furnishings and understated finesse – with smart clientele well able to appreciate your South Sea stunner.

Britania Hotel, LisbonDragonfly BroochMr Dragonfly brooch. There’s an ethereal meets art deco feel to this emerald-, garnet- and diamond-studded invertebrate – pin to a black dress or plain shawl in a bid to distract fellow diners.
Worth? £2,580
And by the week? £175
Wear it at: Hotel Britania, Lisbon: Forties-built with strong art-deco leanings, this Portuguese bolthole is the perfect partner. Up the glamour ante at aperitif time with your borrowed brooch, as you sink into a squishy sofa in the hotel’s sheeny shiny retro Bar do Império.The Setai, Miami

Art Deco Pink Sapphire Pendant. A rosy hued drop pendant secured in 18-carat white gold, with a few diamonds for good measure – take it to Florida and let the Sunshine State’s rays bolster its resplendence.
Worth? £2,750
And by the week? £180
Wear it at: The Setai, Miami. At this landmark South Beach hotel, you can’t overdress. Your (don’t tell ’em it’s rental) necklace against the hotel’s ravishing retro glitz is the olive in your super-stylish, pre-dinner martini.

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